On Fraud and Credit Cards

Via The Consumerist:

Enter Merchantfraud, a group of well-intentioned but foolish outlaws who advocate having customers ask them for stickers identifying the companies as violators, then sticking them on offenders’ storefronts.

I agree with the author of this article to an extent. Calling business establishments robbers and thieves is a bit over the top, but at the same time I am a little bit miffed that stores can get away with this. I remember coming across this problem in a bar a few years back. I had just ordered a drink and was about to pay with my card when the bartender told me that I would have to spend at least $20 before she could ring it up. Since I had already consumed about half of the drink already, there really wasn’t any way I could go out and seek out an ATM somewhere, of which there wasn’t one to be found (I know because I looked later that night and it was blocks away). So, naturally I drank $20 worth of booze and got way more blitzed than I planed. This would have been a different story if this were the Hopleaf, but I digress.

Point being, it kind of blows to find that stores can get away with this, especially if it’s “prohibited” by the credit card companies themselves. But I don’t think I care enough to go around defacing store-fronts with stickers.

  • Kent Goldings

    Minimum credit card charged or fee's for charging under an amount are usually against the merchant agreement of most credit cards. You can report the merchant to the credit card company and they'll often send a letter attempting to correct the behavior. There's a online form for doing so. All you require is the name and address of the merchant.

  • Kent Goldings

    Minimum credit card charged or fee’s for charging under an amount are usually against the merchant agreement of most credit cards. You can report the merchant to the credit card company and they’ll often send a letter attempting to correct the behavior. There’s a online form for doing so. All you require is the name and address of the merchant.

    • Yeah, I’ve definitely considered filling out the forms at one time or
      another. It would be cool if business let you know before you reach the
      checkout with items in hand that they have minimums. Hell, it would be cool
      if businesses stuck their disclaimers right next to the visa sign on the
      door.

    • Yeah, I’ve definitely considered filling out the forms at one time or
      another. It would be cool if business let you know before you reach the
      checkout with items in hand that they have minimums. Hell, it would be cool
      if businesses stuck their disclaimers right next to the visa sign on the
      door.

  • Yeah, I've definitely considered filling out the forms at one time or
    another. It would be cool if business let you know before you reach the
    checkout with items in hand that they have minimums. Hell, it would be cool
    if businesses stuck their disclaimers right next to the visa sign on the
    door.

  • Yeah, I've definitely considered filling out the forms at one time or
    another. It would be cool if business let you know before you reach the
    checkout with items in hand that they have minimums. Hell, it would be cool
    if businesses stuck their disclaimers right next to the visa sign on the
    door.

  • Kent Goldings

    Minimum credit card charged or fee's for charging under an amount are usually against the merchant agreement of most credit cards. You can report the merchant to the credit card company and they'll often send a letter attempting to correct the behavior. There's a online form for doing so. All you require is the name and address of the merchant.

  • Yeah, I've definitely considered filling out the forms at one time or
    another. It would be cool if business let you know before you reach the
    checkout with items in hand that they have minimums. Hell, it would be cool
    if businesses stuck their disclaimers right next to the visa sign on the
    door.

  • Yeah, I've definitely considered filling out the forms at one time or
    another. It would be cool if business let you know before you reach the
    checkout with items in hand that they have minimums. Hell, it would be cool
    if businesses stuck their disclaimers right next to the visa sign on the
    door.